Digital asset verification certificates Mortgage collateral · custody · compliance

Collateral you can prove on-chain.

DAVC Network issues verifiable asset certificates for crypto-backed institutional lending. Custody attestations, privacy proofs, and an audit trail from application to funding.

Surface Who uses it Outcome
Applications Brokers Checklist to underwriting-ready
Custody Ops / custodians Attestation jobs with SLA
Certificates Lenders / compliance Issue, verify, revoke + receipts
Risk queue Compliance KYC, alerts, audit export

Operating flow

Application to verified collateral

One path operators actually run. Not a feature matrix, a sequence.

  1. 01

    Originate

    Open a loan. Attach MISMO packages. Status only advances when docs, custody, and certificate checks clear.

  2. 02

    Attest

    Request balance attestations from qualified custodians. Offline APIs block certificate issuance on purpose.

  3. 03

    Certify

    Issue a DAVC with subject DID, asset summary, ZK proof hash, expiry, and a tx/block receipt.

  4. 04

    Decide

    Compliance disposes risk and KYC, then approves or funds. Everything lands in the audit pack.

What the product is

Proof of collateral for people who get audited

Not another L1 brochure

The work is certificates tied to custody attestations and loan state. Brokers complete checklists. Compliance closes exceptions. Admins export the pack when someone asks for evidence.

Designed around roles

Broker, compliance, admin. Each login gets a work queue from live product state: pending KYC, offline custodians, expiring certs, applications stuck mid-checklist.

Receipts on the actions that matter

Issue, attest, approve, fund. Each mutation records actor, timestamp, and a chain receipt (live gateway or local simulation for demos). Public verify resolves certificates from the shared store.

Primary metric Time from loan created → verified certificate on-chain

Chain modules

Named modules. Named jobs.

Cosmos SDK modules that map 1:1 to operator work. If it isn’t in the dashboard, it doesn’t belong in the pitch.

01
davc
Certificates: issue, status, revoke
02
custody
Custodians, attestations, challenges
03
zkverifier
Verification keys and proof records
04
loanescrow
Fund and disburse after approval
05
loantoken
Mint / transfer post-funding tokens
06
frauddetection
Alerts, scores, watchlists
07
lenderportal
Access grants to certificates
08
anchoring
Document hash anchors

Stack

Infrastructure in service of the certificate

Cosmos SDK chain, CometBFT consensus, IBC-ready. An API gateway returns receipts when available; the dashboard falls back cleanly for demos. The point of the stack is not TPS theater. It’s a durable record that a specific collateral was attested and certified.

Contact

Talk to someone who can open a pilot

Technical briefings, custody integrations, and lender onboarding. We reply within one business day.

hello@davcnetwork.com